1. INTRODUCTION

You are welcome to the Life Guidance Online business, and all related websites and products,

which related websites include all websites under/linked and/or related to :

- Life Guidance Online (www.lifeguidanceonline.com and all its related pages & products)

- The Self-Health Journey™️ including all its various resources

- The (Life Guidance Online) LGO Institute (on its platform) including all its various resources

( ALL together now called "the LGO Services“)

The LGO Services AND the Life Guidance Online business is owned and operated by Life Guidance Online (“LGO”), and is trading as “Life Guidance Online”.

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE LGO SERVICES OR PURCHASING ANY OF THE SYSTEMS, WEBINARS OR ANY OTHER PRODUCTS AVAILABLE ON THE WEBSITES (together known as the “LGO Goods”).

By using the LGO Services or purchasing any of the LGO Goods, you agree to these Terms of Use. If you do not agree to these Terms of Use, you may not use the LGO Services or purchase any of the LGO Goods. Additionally, when you use any of our current or future LGO Goods, you will also be subject to any further guidelines, terms, conditions and agreements applicable to those LGO Goods (if any). If these Terms of Use are inconsistent with the guidelines, terms and agreements applicable to those LGO Goods, then these Terms of Use will take preference.

2. PRIVACY AND YOUR ACCOUNT

Please review our Privacy Policy BELOW, which also governs your visit to the LGO Services & LGO Goods, to understand our privacy rules.

We do not advertise or sell LGO Goods for children but sell only to adults who can purchase with a credit card or any other permitted payment method. If you are under 18, you may not use the LGO Services / LGO Goods.

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

3. RESTRICTIONS ON USE

All Content contained or supplied to you in the LGO Goods purchased (collectively called “Content“), such as text, graphics, logos, icons, images, audio and video clips, digital downloads, data compilations, and software, is our property or the property of our licensors or licensees, and the compilation of the Content on the LGO Services / LGO Goods is our exclusive property, protected by international copyright laws, treaties and conventions. All software used on the LGO Services & LGO Goods is our property or the property of our software suppliers and is protected by international copyright laws, treaties and conventions.

Any or all of our trademarks, service marks, graphics, logos, page headers, icons, scripts and trade names (“Our Products“) contained on the LGO Services & LGO Goods are proprietary to us or our licensors or licensees. Our Products may not be used in connection with any product or service that is not ours, in any manner that is likely to cause confusion among users or that disparages or discredits us or anyone else.

We grant you a limited license to access and make personal use of the LGO Services & LGO Goods purchased by yourself. No content of the LGO Services & LGO Goods purchased by you may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way, or sold, resold, visited, or otherwise exploited for any commercial purpose, except that you may download one (1) copy of the LGO Services / LGO Goods that we make available to you for such purposes on your computer, tablet or phone for your personal, non-commercial, home use only, provided that you: (a) keep intact all copyright, trademark and other proprietary rights notices; (b) do not modify any of the content; (c) do not use any content in a manner that suggests an association with any of our products, services or brands; and (d) do not download content so as to avoid future downloads from the LGO Services & LGO Goods. Your use of our LGO Services & LGO Goods content on any other website or computer environment is strictly prohibited.

The license granted to you does not include, and specifically excludes, any rights to resell or make any commercial use of the LGO Services & LGO Goods purchased; collect and use any product listings, descriptions, or prices; make any derivative use of our LGO Services & LGO Goods purchased; download or copy account information for the benefit of anyone else; or use any form of data mining, robots, or similar data gathering and extraction tools. You may not frame (or utilize framing techniques to enclose) any Products, LGO Services' content or other proprietary information, or use any meta tags or any other “hidden text” utilizing any such intellectual property, without our and each applicable owner’s express written consent. Any unauthorized use automatically terminates the license granted to you hereunder. You are granted a limited, revocable, and non-exclusive right to create a hyperlink only to our home page provided that the link does not portray us or our licensors or licensees, or their respective products or services, in a false, misleading, derogatory, or otherwise offensive matter. You may not use any of our or any such party’s intellectual property as part of the link without our and each such party’s express written consent.

4. SYSTEM REQUIREMENTS.

Use of certain areas of the LGO Services & LGO Goods requires you to have a Device and Internet access, as well common audio / visual software or other software allowing the downloading and storing of audio and audio-visual files in MP3 or other digital formats (“ Your Software“).

Internet access, use of Your Software, and/or use of a Device may result in costs to yourself, in addition to any fees incurred on the LGO Services or purchasing of LGO Goods. Your Software and Device may require you to obtain updates or upgrades from time to time. Your ability to use the LGO Services & LGO Goods may be affected by the performance of Your Software, the Device, or your Internet connection. You acknowledge and agree that it is your sole responsibility to comply with the system requirements of your Software and Device, as in effect from time to time, and to maintain, update, and upgrade your Software and Devices, including the payment of all Internet access, Software, and Device fees without recourse to LGO.

5. SUBMISSIONS

In relation to the LGO Services & LGO Goods purchased, you may post questions, reviews, comments, photographs, and other content; send communications; and submit suggestions, ideas, comments, questions, or other information, so long as none of these materials is illegal, obscene, threatening, defamatory, invasive of privacy, infringing on intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.”

You may not use a false e-mail address, impersonate anyone, or otherwise mislead as to the origin of any content. We reserve the right (but not the obligation) to remove or edit any such content, but we do not regularly review posted content.

Please do not send us any material that you do not intend to be subject to the User-Generated Content License described in this paragraph. All content described in the immediately preceding paragraph and any and all other information, content or materials that you post or send to us hereinafter collectively is referred to as “User-Generated Content.”

If you post or send any User-Generated Content to us, intentionally or unintentionally, we (and such others as we may designate from time to time) shall have the unrestricted rights to the use thereof for any and all purposes whatsoever, commercial or otherwise, without any further permission from, or any payment to, you or anyone else. We and our designees also shall have the right (but no obligation) to use the name that you submit, as well as any other name by which you are or may be known, in connection with User-Generated Content. Without limiting the generality of the foregoing, you hereby unconditionally grant to us a perpetual, non-exclusive, irrevocable, fully-paid, royalty-free, sub-licensable and transferable universal license to use, re-use, reproduce, transmit, print, publish, display, exhibit, distribute, redistribute, copy, host, store, cache, archive, index, categorize, comment on, broadcast, stream, download, edit, alter, modify, adapt, translate, create derivative works based upon and publicly perform User-Generated Content, in whole or in part, by all means, and in all media now known or hereafter devised for any and all purposes without further notice to you and with or without attribution (the “User-Generated Content License“). You agree to the User-Generated Content License whether or not your User-Generated Content is used by us.

You represent, warrant and agree that: you own or otherwise control all of the rights to all User-Generated Content that you post or send to us; that all such User-Generated Content is accurate; use of such User-Generated Content does not violate these Terms of Use, our Privacy Policy or the rights of any third party and will not cause injury to anyone; and you will indemnify us and our affiliates and designees from and against all claims arising out of, resulting from or relating to any such User-Generated Content. We have the right (but no obligation) to monitor, edit or remove any activity or content involving you. We have no responsibility and assume no liability, for any User-Generated Content posted or sent by you or by anyone else.

You agree that User-Generated Content will not be subject to any expectation of trust or confidence between us and that no confidential or fiduciary relationship is intended or created between you and us. To the extent that any so-called “moral rights,” “neighbouring rights” or similar or analogous rights apply to any User-Generated Content and which are not exclusively owned by us, you agree not to enforce or assign, or permit any third party to enforce or assign, any such rights.

Each time that you access the LGO Services & LGO Goods, or post or submit User-Generated Content, you agree that the User-Generated Content License is ratified and confirmed with respect to such User-Generated Content and all User-Generated Content previously posted or submitted by you.

6. CONTENT LINKED TO THE WEBSITES

You should be aware that when you visit the LGO Services & LGO Goods, you may be directed to other sites beyond our control including links to or from affiliates and content partners that may use some of our LGO Services & LGO Goods as part of an affiliate relationship. When you click on a link that directs you away from the LGO Services & LGO Goods, the site to which you are directed may not be controlled by us and different terms of use and privacy policies may apply which you should carefully read and evaluate. You acknowledge that we are not responsible for examining or evaluating and that we do not warrant the offerings of, any such third party or the content of their sites. We do not assume any responsibility or liability for the actions, products, or content of any third party or any third-party site. We reserve the right to disable links from or to third-party sites, although we are under no obligation to do so.

7. DISCLAIMER OF WARRANTIES

THE CONTENT ON THE LGO SERVICES AND ALL LGO GOODS SOLD, IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EXPRESSED OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ANY AND ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE FUNCTIONS CONTAINED IN ANY CONTENT (INCLUDING, WITHOUT LIMITATION, USER-GENERATED CONTENT) WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED,

OR

THAT THE LGO SERVICES OR THE SERVERS THAT MAKE SUCH CONTENT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS AND YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION OF ANY OF YOUR EQUIPMENT OR SOFTWARE.

WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE USE, OR THE RESULTS OF USE, OF ANY CONTENT, GOODS, PRODUCT OR SERVICE CONTAINED ON OR OFFERED ON THE LGO SERVICES, MADE AVAILABLE THROUGH OR OTHERWISE RELATED IN ANY WAY TO THE LGO SERVICES – INCLUDING, WITHOUT LIMITATION, ANY THIRD PARTY SITE OR SERVICE LINKED TO FROM THE LGO SERVICES (AND SPECIFICALLY NO REPRESENTATION OR WARRANTY OF CORRECTNESS, ACCURACY, COMPLETENESS, RELIABILITY OR SAFETY).

WE EXPLICITLY DISCLAIM ANY RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS OR AVAILABILITY OF INFORMATION, CONTENT AND MATERIALS FOUND IN THE LGO SERVICES AND THE LGO GOODS SOLD IN THE LGO SERVICES, OR SITES THAT LINK TO OR FROM THE LGO SERVICES.

WE CANNOT ENSURE THAT YOU WILL BE SATISFIED WITH ANY GOODS THAT YOU PURCHASE FROM US, OR MATERIALS CONTAINED IN OUR LGO SERVICES.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVE ANY AND ALL CLAIMS AGAINST US WITH RESPECT TO INFORMATION, CONTENT AND MATERIALS CONTAINED IN THE LGO SERVICES (INCLUDING, WITHOUT LIMITATION, USER-GENERATED CONTENT).

THE LGO SERVICES AND ALL LGO GOODS SOLD AND CONTAINED THEREON ARE NOT SUBSTITUTES FOR THE ADVICE AND TREATMENT OF A LICENSED HEALTH CARE PROFESSIONAL.

NOT ALL PRODUCTS AND SERVICES ARE SUITED FOR EVERYONE. THE CREATORS OF ANY LGO GOODS DO NOT ASSUME, AND SHALL NOT HAVE, ANY LIABILITY TO USERS FOR INJURY OR LOSS IN CONNECTION THEREWITH.

WE MAKE NO REPRESENTATIONS OR WARRANTIES AND EXPRESSLY DISCLAIM ANY AND ALL LIABILITY CONCERNING ANY TREATMENT OR ANY ACTION FOLLOWING THE INFORMATION OFFERED OR PROVIDED WITHIN OR THROUGH THE LGO SERVICES & LGO GOODS.

IF YOU HAVE SPECIFIC CONCERNS OR A SITUATION IN WHICH YOU REQUIRE PROFESSIONAL OR MEDICAL ADVICE, YOU SHOULD CONSULT DIRECTLY WITH AN APPROPRIATELY TRAINED AND QUALIFIED SPECIALIST, SUCH AS A LICENSED PSYCHOLOGIST, PHYSICIAN OR OTHER HEALTH PROFESSIONAL. NEVER DISREGARD THE MEDICAL ADVICE OF A PSYCHOLOGIST, PHYSICIAN OR OTHER HEALTH PROFESSIONAL, OR DELAY IN SEEKING SUCH ADVICE, BECAUSE OF THE INFORMATION OFFERED OR PROVIDED WITHIN OR THROUGH THE LGO SERVICES & LGO GOODS.

BECAUSE ANY WEIGHT LOSS OR HEALTH MODIFICATION PLAN CAN RESULT IN SERIOUS INJURY, LGO URGES YOU TO OBTAIN A PHYSICAL EXAMINATION FROM A DOCTOR BEFORE USING ANY WEIGHT LOSS PRODUCTS OR SERVICES. YOU AGREE THAT BY USING ANY PRODUCTS OR SERVICES, YOU DO SO ENTIRELY AT YOUR OWN RISK. ANY RECOMMENDATION FOR CHANGES IN DIET INCLUDING THE USE OF FOOD SUPPLEMENTS, WEIGHT REDUCTION AND/OR BODY ENHANCEMENT PRODUCTS ARE ENTIRELY YOUR RESPONSIBILITY AND YOU SHOULD CONSULT A PHYSICIAN PRIOR TO UNDERGOING ANY DIETARY OR FOOD SUPPLEMENT CHANGES. YOU AGREE THAT YOU ARE VOLUNTARILY PURCHASING THE GOODS, PARTICIPATING IN RECOMMENDED ACTIVITIES, AND USING THIS WEBSITE AND ASSUME ALL RISKS OF INJURY, ILLNESS, OR DEATH.

YOU ACKNOWLEDGE THAT YOU HAVE CAREFULLY READ THIS “WAIVER AND RELEASE” AND FULLY UNDERSTAND THAT IT IS A RELEASE OF LIABILITY.

YOU EXPRESSLY AGREE TO RELEASE AND DISCHARGE ALL INDEMNIFIED PARTIES (AS DEFINED BELOW) FROM ANY AND ALL CLAIMS OR CAUSES OF ACTION AND YOU AGREE TO VOLUNTARILY GIVE UP AND IRREVOCABLY WAIVE AND RELEASE ANY RIGHT THAT YOU MAY OTHERWISE HAVE TO BRING A LEGAL ACTION AGAINST ANY INDEMNIFIED PARTY FOR PERSONAL INJURY OR PROPERTY DAMAGE.

8. INDEMNIFICATION

You hereby agree to indemnify, defend, and hold us, and our licensors, licensees, successors, distributors, agents, representatives and other authorized users, and each of their respective officers, directors, owners, managers, members, employees, agents, representatives and assigns (collectively, the “Indemnified Parties“), harmless from and against any and all loss, cost, damage, liability and expense (including, without limitation, settlement costs and legal or other fees and expenses) suffered or incurred by any of the Indemnified Parties arising out of, in connection with or related to any breach or alleged breach by you of these Terms of Use.

9. LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES (INCLUDING NEGLIGENCE) SHALL WE BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS), PERSONAL INJURY (INCLUDING DEATH) OR PROPERTY DAMAGE OF ANY KIND OR NATURE WHATSOEVER THAT ARISE OUT OF OR RESULT FROM:

(A) THE USE OF, OR ANY INABILITY TO USE, THE LGO SERVICES OR ANY LGO GOODS PURCHASED OR FUNCTIONS THEREOF; OR

(B) ANY ACT OR OMISSION, ONLINE OR OFFLINE, OF ANY USER OF THE LGO SERVICES OR ANYONE ELSE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

UNDER NO CIRCUMSTANCES SHALL WE OR ANY OF THE INDEMNIFIED PARTIES BE LIABLE FOR ANY DELAY OR FAILURE IN PERFORMANCE RESULTING, DIRECTLY OR INDIRECTLY, FROM ANY EVENT OF FORCE MAJEURE OR OTHER CAUSE BEYOND OUR OR THEIR CONTROL INCLUDING, WITHOUT LIMITATION, ACTS OF GOD, WAR, EQUIPMENT AND TECHNICAL FAILURES, ELECTRICAL POWER FAILURES OR FLUCTUATIONS, STRIKES, LABOR DISPUTES, RIOTS, CIVIL DISTURBANCES, SHORTAGES OF LABOR OR MATERIALS, NATURAL DISASTERS, GOVERNMENTAL ACTIONS, ORDERS OF DOMESTIC OR FOREIGN COURTS OR TRIBUNALS, OR NON-PERFORMANCE OF THIRD PARTIES. NEITHER WE NOR ANY OTHER INDEMNIFIED PARTY IS RESPONSIBLE OR LIABLE FOR: (A) ANY INCOMPATIBILITY BETWEEN THE WEBSITE AND ANY SITE, SERVICE, SOFTWARE OR HARDWARE; OR (B) ANY DELAY OR FAILURE YOU MAY EXPERIENCE WITH ANY TRANSMISSION OR TRANSACTION RELATED TO THE LGO SERVICES.

THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS HEREIN AND ELSEWHERE IN THESE TERMS OF USE APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

10. AMENDMENT

We reserve the right, in our sole discretion, to change, modify, add or delete portions of these Terms of Use at any time without notice, and it is your responsibility to review these Terms of Use for any changes. Your use of the LGO Services and LGO Goods, following any change to these Terms of Use, will constitute your assent to and acceptance of the revised Terms of Use.

11. ELECTRONIC COMMUNICATIONS

When you visit the LGO Services & LGO Goods, message or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on the LGO Services & LGO Goods. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

12. MISCELLANEOUS LEGAL PROVISIONS

We may discontinue the LGO Services & LGO Goods at any time and for any reason, without notice. We may change the contents, operation, or features of the LGO Services & LGO Goods at any time for any reason, without notice.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and us as a result of these Terms of Use, or your use of the LGO Services & LGO Goods purchased.

Nothing contained in these Terms of Use is in derogation of our right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the LGO Services & LGO Goods or information provided to or gathered by us with respect to such use.

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Our failure to enforce any provision of these Terms of Use or respond to a breach by you or others shall not constitute a waiver of our right to enforce any other provision of these Terms of Use as to that breach or any other.

If any provision of these Terms of Use is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect, and the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.

These Terms of Use constitute the entire agreement between you and us regarding the LGO Services & LGO Goods purchased and supersedes any prior or contemporaneous agreement regarding that subject matter.